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You're paying more than you think
The headline rate is just the start. Surcharges and add-ons stack on top. Most businesses have never added it all up. By the time they do, the real cost is significantly higher than the number they signed up to.
Built for businesses that sell online
Keep more margin on every payment you take.
Fair pricing on every transaction. Switch without the stress. Human support when it matters.
Trusted by UK eCommerce businesses
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The problem
Most businesses accept high payment fees as the cost of doing business
You picked a provider when you launched and never looked back. Fees compound as your volume grows, and when something goes wrong, there's no one to call. Most businesses just accept it: You don't have to.
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When something goes wrong, you're on your own
Payment failure, chargeback, settlement issue. Most providers put you in a ticket queue. No named contact, no phone, no one who actually knows your account.
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Switching feels risky, so most businesses never bother
Conversion risk, engineering time, UX changes. Most businesses stay put long after their payment provider stops making commercial sense. The switch is simpler than it looks.
Your headline rate is just the start
Most businesses look at their advertised rate and assume that's what they're paying. It isn't. On top of the standard processing fee, there are often surcharges and add-on costs that don't show up until you're already paying them.
By the time you add it all up, the real cost is significantly higher than the number you signed up to. Most businesses only find out when they actually do a line-by-line breakdown.
Book a call and we'll do that breakdown for youYour headline rate
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- Payout fees
- Invoice creation fees
- Fraud/risk tool fees
- Tax calculation fees
- Connected account fees
- Instant payout fees
The Problem
You're scaling. Your payment fees are scaling with you.
You're processing decent volume, but payments still feel like a black box. The fees go out every month and you've never really questioned them. When something goes wrong, you're waiting on a ticket. And switching feels like more hassle than it's worth.
- You've never done a proper breakdown of what you're actually paying
- When there's an issue, it's hard to get support
- You're on the same rate you signed up to when you launched
- Switching sounds risky, so you've never looked at the alternatives
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The Solution
What better payments actually looks like with Synapto
A payment provider that charges fairly, picks up the phone, and gets you live in days without touching your checkout.
- Fairer processing fees
- Live in days, not months
- Same checkout experience, your customers won't notice a thing
- Real support for onboarding and when something goes wrong, not a ticket queue
One integration. Fairer fees, better support, and no disruption to how you sell.
If failed payments or outstanding invoices are eating into your revenue, Synapto Recover automates the recovery. Card-on-file billing, automated retry logic, and proactive outreach — without adding finance headcount.
Two modules that work as one
Start with what you need. Add modules as you grow.
Synapto Collect
Take payments through your website. Everything you need to accept payments, built into your existing product. No redirects, no third-party checkout, no disruption to your customer journey.
- Embedded checkout: card, Apple Pay, Google Pay
- Recurring payments and card-on-file billing
- Tap to Pay on IOS and Android devices, no terminal needed
- Embedded payment links on invoices
- Lower processing costs than most PSPs
- UK Direct Debit
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Synapto Recover
Collect what you're owed. Automated payment recovery for businesses with subscriptions or repeat customers. Reduce failed payments and outstanding balances without your finance team lifting a finger.
- Card-on-file billing reduces upfront failure rates
- Retries at optimised intervals
- Proactive outreach on persistent failures
- Automated chase sequences for outstanding invoices
- Reduces DSO without manual finance team involvement
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Live in days, not months
One integration, handled for you. Your checkout stays the same. You just pay less on every transaction.
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Talk to us
Tell us how you take payments today. We'll show you how Synapto works for your business and what you'd save by switching.
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We give full integration support
Our team works around your setup. WooCommerce, Wix, or custom stack. We support you throughout, not just at go-live.
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Go live and grow
Your checkout stays exactly as it is. Your customers notice nothing. Fairer fees from day one.
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Ongoing support
A real person, not a ticket queue. We're here when something needs attention.
Built for businesses that want to move fast
Transparent pricing, straightforward terms, no hidden catches.
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No PCI compliance overhead. Card data never touches your system.
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Next working day settlement, included as standard.
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No vendor lock-in. Switch acquirer at any time without changing your integration.