One platform to take payments from clients, pay out to suppliers, and bridge the cashflow gap in between.
A payment processor for inbound, your business bank for payouts, and a spreadsheet holding the middle together. Or you've automated it and the cost is killing your margin. Either way, it gets worse as you grow.
Built for taking payments, not for running a platform that pays out. It can't automate supplier payouts, reconcile both sides, or give you visibility into where your money actually is.
Manual BACs uploads, individual bank details, one error and someone doesn't get paid. And when your client takes 30 to 60 days to settle, you're funding the gap from your own cash every week.
Matching inbound payments to supplier payouts by hand works fine at low volume. At scale it breaks, errors compound, and audits become a nightmare.
Most PSPs advertise 1.5% + 20p as standard. But once you add instant payouts, bolt ons and premium fees, your effective rate is often closer to 4-6%. You've fixed the manual problem and created a margin problem instead.
We work for both. The value just looks different depending on how your business gets paid.
Your business collects from the client before the service is delivered. The inbound flow is clean. But paying suppliers out is manual, slow, and creates churn as your network grows.
One integration. One setup. Payouts triggered by your own job completion events with zero manual intervention.
If you also invoice B2B clients, Synapto Advance bridges the gap. Borrow against your B2B invoices, pay it out to your suppliers or beneficiaries, and keep the difference. All automated by Synapto.
Start with what you need. Add modules as you grow.
Take payments inside your platform. Card, open banking, and recurring payments, built into your existing product.
%2Fplatforms%2Fmodules%2Fcollect-mockup.png&w=3840&q=75)
Pay suppliers automatically. API-driven payouts to any UK bank account, triggered by your own events.
%2Fplatforms%2Fmodules%2Fflow-mockup.png&w=3840&q=75)
Fund the gap. Keep the margin. Invoice financing that turns your cashflow problem into a revenue line.
%2Fplatforms%2Fmodules%2Fadvance-mockup.png&w=3840&q=75)
Collect what you're owed. Automated payment recovery without growing your finance team.
%2Fplatforms%2Fmodules%2Frecover-mockup.png&w=3840&q=75)
Generic payment setups work fine for accepting payments. They fall over when you need to pay out to multiple suppliers, and the pricing compounds as you grow.
/platforms/comparison/gradient-bg.svg)
/synapto-vs-stripe/comparison/synapto-white-logo.svg){kind=logo} | Most payment providers | |
|---|---|---|
| Processing cost | Volume-based pricing - typically 15-30% cheaper | Typically 1.5% + 20p standard, 1.9% + 20p for business cards |
| Supplier payouts | API-driven, same-day, automated reconciliation included | 1% per instant payout charged to you, no reconciliation layer |
| Invoice financing | Embedded, draw down, pay out, repay, all in one flow | Not available, separate provider means separate reconciliation headache |
| Bank accounts | Regulated, interest-bearing accounts for your platform and suppliers | PSP balance, not a regulated bank account, no interest |
| Support | Named account manager, phone when things go wrong | Ticket queue, documentation, months to resolve complex issues |
| Implementation | Live in days with white-glove support | Weeks to months for platform-level builds |
One integration for your platform. We handle the setup, onboarding, and compliance. Your suppliers don't need to do anything except provide their bank details.
We onboard your platform as the single merchant account. One API integration handles all inbound payments. No per-supplier setup required.
Suppliers provide their bank details and pass a basic bank verification. No credit checks, no complex forms. We manage the compliance layer for you.
Tell us when to pay and how much. On job completion? Invoice receipt? Same day or next day? We configure the logic once and from that point payouts are automatic.
Payments flow into your platform account. Payouts go out to suppliers automatically. Reconciliation is real-time. Add Advance or Recover as your needs evolve.
It starts with a 30 minute conversation. We'll show you how Synapto works and whether it's right for you.
Modern payment solutions for businesses of all sizes. Accept payments anywhere, anytime with our secure and reliable platform.
Products
Platforms & Partners
Contact
© 2026 Synapto. All Rights Reserved
Powered by
/platforms/platform-types/icon-staffing.svg){kind=icon}
/platforms/platform-types/icon-healthcare.svg){kind=icon}
/platforms/platform-types/icon-field-services.svg){kind=icon}
/platforms/platform-types/icon-home-trade.svg){kind=icon}
/platforms/platform-types/icon-events.svg){kind=icon}
/platforms/platform-types/icon-property.svg){kind=icon}
/platforms/platform-types/icon-subcontracting.svg){kind=icon}
/platforms/problem/icon-processor.svg){kind=icon}
/platforms/problem/icon-bank.svg){kind=icon}
/platforms/problem/icon-spreadsheet.svg){kind=icon}
/platforms/comparison/icon-problem.svg){kind=icon}
/platforms/comparison/icon-benefit.svg){kind=icon}
%2Fecommerce%2Fswitch-flow%2Fimage-step-1.jpg&w=3840&q=75)
%2Fecommerce%2Fswitch-flow%2Fimage-step-2.jpg&w=3840&q=75)
%2Fplatforms%2Fswitch-flow%2Fimage-step-3.jpg&w=3840&q=75)
%2Fecommerce%2Fswitch-flow%2Fimage-step-3.jpg&w=3840&q=75)