Stripe Alternative

Stop paying
the Stripe Tax.

Start saving with Synapto

Why eCommerce businesses switch to Synapto:

  • A named contact who picks up the phone
  • White-glove onboarding and integration support, plus no code plugins
  • Lower processing costs, B2C merchants save 30%+ on average
  • No disruption to your checkout or conversion
  • Dev-first, best in class UX you need
  • Live in days, not months

No commitment. Just a straight comparison of what you're paying now vs what you could be paying.

Bookster
Balance
Agora

Book a 15-minute call, and we'll show you exactly how much you could save by switching from Stripe.

Synapto vs Stripe: a straight comparison

SynaptoStripe
Consumer card processing1% + 10p per transaction1.5% + 20p per transaction
Business card processing1.75% + 10p per transaction1.9% + 20p per transaction
Custom pricing for volumeYes, from £1m+ GMVLimited
Named account contactYes, from day oneNot included
Phone supportYesNot included
Migration supportWhite-glove, end-to-end, +Self-serve optionSelf-serve
IntegrationWooCommerce plugin, Wix, Developer-ledDeveloper-led
SettlementNext working day, included for freeStandard Payouts: 2-7 Business days. Faster Payouts: Instant with (~1% fee)
Recurring SubscriptionsIncluded0.5-0.7% Billing fee on top of card rate
Fraud monitoringIncludedBasic: included. Advanced Radar: Extra cost per transaction
Technical PCI complianceNone: card data never touches your systemMerchant responsibility

Synapto pricing shown is standard rate. Custom pricing available for merchants processing £1m+ annually. Actual savings vary based on card mix and average transaction value.

We made the switch to Synapto, and it's been a great decision. We couldn't be more satisfied with the transition. The customer service is outstanding.

Fertility Plus
Sound familiar?

The hidden cost of Stripe

Why businesses switch from Stripe to Synapto, without compromising their UX

You're handing Stripe a cut of every sale

As your volume grows, so does the amount going to your processor. Most businesses accept this as normal. It isn't.

With Synapto:
  • Lower processing costs, B2C merchants save 30%+ on average
  • Transparent pricing, no hidden fees
  • Custom rates for 1m+

When something goes wrong, you need a real person

Payment failures, chargebacks, frozen settlements. When they happen, you can't afford to wait days for a ticket response.

With Synapto:
  • A named contact from day one
  • Phone and email support, no bots
  • Fast, human help when you need it

Built for businesses that are scaling

Stripe's one-size-fits-all model works until it doesn't. Synapto adapts to how your business actually operates.

With Synapto:
  • Flexible payment flows built around your business
  • A payments partner invested in your growth
  • 30-day rolling contract, no long term tie-in

Your headline rate is just the start

Most businesses look at Stripe's advertised rate and assume that's what they're paying. It isn't. On top of the standard processing fee, there are scheme fees, international card surcharges, dispute and chargeback fees, and payout costs that don't show up until you're already paying them.

By the time you add it all up, the real cost of Stripe is significantly higher than the number on the tin. Most businesses only find out when they actually do a line-by-line breakdown.

Book a call and we'll do that breakdown for you.

1.5-1.9% + 20p

Processing fee

  • 0.25%+10pper payout
  • 0.4%invoice creation fee
  • 0.5%Radar fee
  • 0.5%invoicing tax calculation
  • £2per month connected account fee (per beneficiary)
  • 1%instant payout fee

Switch without the stress

The number one reason businesses stay on Stripe isn't loyalty. It's switching anxiety. Here's how the switch actually works.

We pull apart your current Stripe costs line by line and show you exactly what you'd pay on Synapto. No vague estimates, no hidden surprises.

Book my call

Better support. All the features. Lower fees.

Lower processing costs

Standard rate of 1% + 10p on consumer cards. Custom pricing for merchants processing £1m+ annually.

Same checkout, no disruption

Card, Apple Pay, and Google Pay all supported. Embed payments directly into your site with no redirects and no changes to your customer journey.

Next working day settlement

Your money lands the next working day. No waiting a week to access your own revenue.

A real person, not a ticket queue

Named account contact from day one. Phone and email support. Someone who actually knows your business.

WooCommerce Plugin, and APIs for custom sites

No-code plugin for WooCommerce. Native integration for Wix and custom stacks. All features available via API for automated workflows.

No PCI compliance overhead

Card data never touches your system. We handle it.

Subscription payments

Set up and manage recurring payments, handle failed payment retries, and view everything in one dashboard.

Mobile app

View payments as they land, send payment links, manage invoices, and process refunds on the go.

Trusted by UK eCommerce businesses

BooksterBalanceAgora

Ammani

GB • 2 reviews

Nov 20, 2025

Highly recommended

Would highly recommend Synapto. I have switched from a different provider, have had no issues, better customer service and cheaper charges.

20 November 2025
Unprompted review

Amin Nabizada

GB • 1 review

Nov 25, 2025

Synapto provided exceptional service...

Synapto provided exceptional service from start to finish. Their attention to detail, professionalism, and commitment to quality truly stand out. A solid 5-star experience. Thanks

21 November 2025
Unprompted review

S Miah

GB • 1 review

Nov 20, 2025

Fast support & quick process

Fast support & quick process

12 February 2026
Unprompted review

Book a 15-minute call. See how much you can save.

Find out if Synapto is the right fit for your business.

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Modern payment solutions for businesses of all sizes. Accept payments anywhere, anytime with our secure and reliable platform.

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