For eCommerce merchants

Same checkout. Lower cost. With an account manager you can call.

Our standard rate is 1% + 10p on consumer cards, a third below the typical 1.5% headline rate, with no disruption to your checkout and no lengthy migration.

See what you’d save

Three quick choices. No statement needed.

Who takes your card payments today?
Pick your provider and monthly sales to see what you’d save.

Your exact yearly saving, monthly fees side by side, your three-year saving, and how to switch.

Estimate based on each provider’s published UK pricing for standard UK consumer cards, checked October 2026, and the figures you enter. Synapto’s rate is 1% + 10p per standard UK consumer card payment, at October 2026, subject to onboarding checks and terms. Business and premium cards are 2.5% + 10p; international cards are priced separately.

You set your rate up years ago and never looked again.

Most people are paying more than they think. The advertised rate is the cheapest transaction; instant payouts, bolt-ons and card-mix surcharges sit on top of it.

What switching actually involves

  • Your customers notice nothingThe checkout they already know stays exactly as it is.
  • No lengthy migrationYour checkout stays as it is: your developer builds against our SDK, and a named engineer answers the payments questions.
  • An account managerA person who knows your business, not a ticket queue.

1% + 10p

Our standard rate on consumer cards: a third below the 1.5% headline rate most online checkouts advertise. Business and premium cards are 2.5% + 10p. If most of your revenue settles in currencies other than GBP, we're not the right fit, and we'll tell you that on the first call.

See what you're actually paying

What customers say

We at Fertility Plus switched our payment processing through Synapto and couldn't be happier with the decision. The onboarding process was seamless, the team were incredibly helpful from day one, guiding us through the setup and making what could have been a complicated transition completely stress-free. What really stood out was the level of customer service throughout. Any questions we had were answered promptly and clearly, and we always felt like we were in safe hands. It's rare to find a provider that remains just as attentive after you're up and running as they were during the setup phase, but Synapto have done exactly that. A big thanks to Simon who led us through it all. We would wholeheartedly recommend them to any business looking for a reliable, supportive payment solution. They've made a real difference to how we operate day to day.

Golnaz Parisaei. Trustpilot review, 29 May 2026

Excellent company, been working with them for the past few months, prices are great, fast payouts and great comms from them team. Have already recommended them to other business!

Faire & Fine. Trustpilot review, 30 January 2026

Synapto provided exceptional service from start to finish. Their attention to detail, professionalism, and commitment to quality truly stand out. A solid 5-star experience.” Thanks

Amin Nabizada. Trustpilot review, 25 November 2025

Read all reviews →

Put last month's statement next to ours

Book a short call and, if you have a recent statement to hand, we'll show you a same-day comparison of what you'd pay with us. No obligation either way.