Tap to Pay

The card machine already in your pocket.

Take contactless payments on your phone. No terminal to buy, no hardware to charge, nothing extra to carry.

Not every business needs a terminal.

If you sell at markets, on site, at the door or across a counter a few times a day, a dedicated card machine is another thing to buy, charge and lose. Your phone already has everything a payment needs.

How it works

Download, verify, take a payment.

The Synapto app turns a standard smartphone into a contactless terminal. Your customer taps their card or phone against yours, and it goes through like any other card payment.

  • Works on standard iPhone and Android handsets
  • Contactless cards, Apple Pay and Google Pay
  • Same rates and settlement as a Synapto terminal
  • Add staff phones as you grow

For charities and fundraising

The collection tin, without the tin.

Fewer people carry cash, which is a real problem when your income depends on someone giving on the spot. Tap to Pay turns a volunteer's own phone into a donation point, so a collection at an event, a church, a shop counter or a street stall can take a contactless gift without anyone buying hardware first.

  • Volunteers can use the phones they already have
  • Nothing to buy, charge or carry between events
  • Set a suggested amount so giving is one tap
  • Every donation recorded for your finance volunteer

A straight answer

When Tap to Pay is not worth it

If you take a handful of payments a month, a pay-as-you-go aggregator may genuinely cost you less than any dedicated provider, including us. Tell us your rough volume and we will give you a straight answer about whether Synapto is worth it yet, and when it will be.

Questions about Tap to Pay

A standard iPhone or Android phone with NFC, the Synapto app, and a Synapto account. No card reader, no dock, no extra hardware.

Yes. Payments use the same contactless standards as a dedicated device, and card details are never stored on your phone.

Yes. Many businesses run a countertop device at the till and Tap to Pay for staff on the move. It all pays out to the same bank account.

Yes, and it is a common setup for events and fundraising: each person uses their own phone, and everything they take is paid out to the same bank account. Tell us how many people and how often on the call, and we will set it up so your finance volunteer is not reconciling by hand afterwards.

Take your first payment

Tell us about your business and we'll get you verified and taking contactless payments on your phone.