Embedded payments for your platform.A margin on every payment.

It depends on whether your customers are new or already take payments elsewhere. For new sign-ups a self-serve rail works well. If they already take payments with other providers, an embedded payments partner moves them onto your payments with you. Our guide compares five Stripe Connect alternatives for UK platforms, including when each is the better choice.

Embedded payments put card, wallet and Direct Debit payments inside your software, so your customers sign up and take payments in your product rather than with a separate provider. Each business is settled in full to its own account, billed its payment fees monthly, and your platform is paid its margin monthly.

Our regulated acquiring partner, which holds the licences and holds each payment until it is paid out to the business that earned it. Neither your platform nor Synapto holds anyone's money.

Your platform sets its price above our rate and is paid the difference as its margin, every month. For platforms whose customers are small and medium-sized businesses that margin typically lands at 30 to 50 basis points of payment volume. The pricing calculator gives a range from your own figures.

You can, if you only want the rails and already process enough to meet an acquirer's thresholds. The section above, Going direct to an acquirer, sets out what each route asks of your team and when direct is the better call.

No, and neither is Synapto in the regulated sense. Payments run on the infrastructure of our regulated acquiring partner, which holds the licences and holds funds between payment and payout. We run onboarding, risk and support on top of it, and you set your price and build the experience your customers see. We will walk your legal team through exactly where every line sits before you sign anything.

You do. They are your customers inside your product. We are the payments partner underneath: we run onboarding, risk and support in your name, and funds sit with our regulated acquiring partner between payment and payout.

New customers can be payments-native from day one. Existing customers move over gradually, and we handle the onboarding so it doesn't land on your support team.

There's no hard floor, but the economics work best when meaningful payment volume already flows through your product. Tell us your rough volume and we'll give you a straight answer on what you'd earn.

Yes. We start with your product and your customers. Then we work out the offer, pricing, which features stay open and how to take it to your customers. Then we put in writing what we build and what your team does.

If your customers are outside the UK, or you need settlement in several currencies, we are the wrong partner: we settle in GBP on UK rails, and a global provider is built for that job. And if you want to launch payments without talking to anyone, our model is an account manager on both sides. We say which of these applies on the first call.