For riding school and livery software
Lessons, packages and livery rent. Three payment flows your platform can earn on.
Synapto is the embedded payments partner for UK riding school and livery software. A deposit to book a lesson, a block of lessons paid up front, and livery collected every month for years. Your software runs all three. If it charges nothing on any of them, read on.
How the money moves
The lessons, packages and livery your software already manages. Each stop is a payment your yards take today from riders and owners, through a provider each yard arranged separately. We move livery rent and lessons onto payments inside your product: each yard is settled in full, and your margin is paid monthly.
No booking fee was the right promise. It also capped your business.
Riding schools and livery yards run on thin margins and long relationships, and telling them you add no booking fee is a genuine competitive advantage in this market. It also means your revenue is capped at what a yard will pay for software, while the money moving through your product grows every year.
A lesson deposit, a block package, a livery invoice collected monthly: your software knows all three and earns on none of them. The gateway each yard connected does.
The commercials
Earn on lessons, packages and livery alike.
Most of your yards already collect livery rent and lesson money, each through a provider the yard arranged on its own. We move them onto payments inside your product, in your name and a planned group of yards at a time, and build the livery, lesson and package products that keep them there. Each yard is settled in full for its riders' and owners' payments, and your margin is paid to you monthly.
Livery is the interesting one: it is recurring, predictable and it runs for years. Add lesson deposits and block packages on top and there is real volume moving through your product that your per-yard subscription does not touch. A share of it becomes a revenue line, and yards get pricing agreed to volume rather than a default rate each accepted alone. What that is worth for your base is the first thing we would work out with you, in writing.
- Your own subscription revenue on agreed terms
- A share of the volume your software already moves
- Recurring livery revenue that compounds year on year
- Commercials in writing before you build anything
The weight
Payment support for yard managers, from us
The person running the yard is teaching, mucking out and managing staff. When a livery collection fails or a parent disputes a lesson charge, they need one call to someone who can see it and sort it, not a portal and a reference number. With us that call comes here, to a named person, not to your support team and not to a queue.
- Yards get an account manager, not a ticket queue
- Failed collections retried and flagged with the reason
- Merchant onboarding and verification handled by us
- Your support queue stays about the diary and the horses
The rails
Livery on Direct Debit. Lessons on card.
Livery is money that repeats for years, and paying card costs on it every month adds up on a thin margin. Card details stay current automatically when a card is reissued, so that is not the problem: cost and the odd decline are. Your product can collect livery by Direct Debit on UK rails, keep cards for lesson deposits and block packages bought on the spot, and settle both into one account on one statement.
The part worth building properly is that livery is never one number. DIY, part, full and grass all sit at different rates on the same yard, quoted per calendar month, and on top of the standing amount goes whatever happened that month: worming, clipping, the farrier, a lesson, turnout when the owner was away. A collection that can carry a variable amount against a fixed monthly cycle is the difference between a yard using this and a yard going back to invoices.
- Direct Debit on UK rails for DIY, part, full and grass livery
- Variable amounts on a fixed monthly cycle, so the extras go on the same collection
- Card payments for lesson deposits and packages
- Tap to Pay in the yard office and at events
- One settlement, one statement, one person to call
From first call to first revenue
Book a payments review
Bring the rough volume across lessons, packages and livery. We show you what it is worth, in writing.
Scope the integration
Your team builds against our SDK, around your release schedule, with a payments engineer here for the payments questions.
Board your yards
New customers payments-native from day one, existing ones moved over gradually, onboarded by us.
Earn as they bill
Your revenue line grows with their liveries and lessons, and an account manager looks after both of you.
Questions
Not word for word, if a charge reaches the yard. That line would have to change, and we would rather you heard that from us now than discovered it later. What you can say instead, if the numbers bear it out, is that you negotiated payment terms on your yards' behalf rather than leaving each of them on whatever default rate they signed up to. If the numbers for your base do not bear that out, we will tell you rather than help you word around it.
Yes, and variable amounts on a monthly schedule are worth walking through with your team so notice periods line up with how your product calculates each invoice. That is a conversation with an engineer here.
Small, seasonal and family-run is the norm in this market. Yards are signed up as part of your base rather than assessed as standalone applicants, with checks at onboarding rather than the first time a summer camp produces an unusual week.
A thirty-minute payments review
Bring your livery, lesson and competition volume, and your questions. We will tell you what moving your yards is worth and whether we are the right fit, including if we are not.